Our greatest asset is our customer

New Castle Insurance, Ltd, is a full service insurance agency with its office located in historic Old New Castle, Delaware.  As a fully integrated and automated Insurance Agency, we are large enough to take on any assignment and small enough to respond quickly.


We help families and individuals select an insurance portfolio to match their exposure to risk, financial means, and desire for peace of mind.


  • Homeowners

  • Automobile

  • Umbrella Liability

  • Boats/Yachts

  • Valuable Property


Let us help you select the proper combination of property and casualty coverage for your operation.


  • Worker's Compensation

  • Package Policies

  • Business Automobile

  • Liability, Fire, Inland Marine

  • Bonds


Emergency Services

With over 50 years of experience in Emergency Service Operations, let us design a specialty insurance program to protect your fire fighters, EMT'S and social members.


  • General Liability

  • Accident & Sickness

  • Group Term Life Insurance

  • Automobile Liability

  • Portable Equipment

Health & Life

Let our employee benefits team design, manage and administer all of your benefit programs.


  • Health Insurance

  • Dental

  • Life

  • Disability

  • Medicare Supplements

Commercial Insurance

Asset protection that adds value and affordability to your insurance portfolio.

Our professionals work with you to select the proper combination of property and casualty coverage for your operation.

With over two decades of service to commercial clients of all sizes, in all fields, and all over the United States, New Castle Insurance, Ltd. brings you a level of experience in asset protection that can add value and affordability to your insurance portfolio.

We guide and help you manage the changes that come with growth and diversification staying abreast of the insurance market to keep your portfolio complete, current and cost efficient.

Keeping you alert to today's dynamic insurance market.

We'll keep you alert to the insurance market's constantly changing regulations and expense controls. We'll help you adjust to the actions of key government agencies and industry groups that impact our insurance coverage. And we'll scan the marketplace continuously for new offerings, combination packages and "best buys" that will enhance the coverage and cost efficiency of your property and casualty portfolio.


Our Commercial Clients

We work with many commercial organizations including:

  • Retailers
  • Wholesalers
  • Manufacturers
  • Contractors
  • Non-profit organizations
  • Accountants
  • Real estate owners and developers
  • Architects
  • Professional engineering firms


New and growing business ventures find special value in our continuous review and update services, which extend coverage to expansions, equipment purchases and workforce additions.

Whether you're looking for property, general or professional liability, commercial auto, workers' compensation, umbrella, inland marine, builders risk or commercial bonds - let New Castle Insurance, Ltd. be your agent to watch over both asset protection and policy value in your property and casualty insurance.

Personal Insurance

More than two decades of experience meeting the personal and family insurance needs of all kinds.

Every family and every individual—old, young, married, single, employed or retired—needs to select an insurance portfolio to match their exposure to risk, their financial means, and their desire for peace of mind.

Some types of personal insurance are required by law, others by financial institutions, and still others by individual preference or common sense.

Our professional consultants can analyze your needs for protection, adjust coverage to your individual lifestyle and preferences, and then help you select the best package of policies from the country's top insurance companies.

Personal and family insurances from New Castle Insurance, Ltd. are supported by professionals who help you expedite claims, maintain emergency coverage, and keep your portfolio in tune with current needs. All policy and accounting information is computerized in our offices, speeding our response time and providing clients with immediate action on insurance matters.

Our long-term clients tell us that dealing with a New Castle Insurance, Ltd. professional takes the chore out of managing their insurance portfolio and settling claims. We take pride in bringing that important "comfort factor" to the insurance transaction, and consider it a key value of dealing with the New Castle Insurance, Ltd. organization.


Health & Life Insurance

Our Employee Benefits Team specializes in designing, managing and administering strong benefit programs.

In today's competitive job market, a strong benefit program is essential to keep and attract quality employees. Next to wages, employee benefits is the second largest piece of employee compensation.

Our team has handled both fully insured and partially self-funded arrangements and will analyze your current program, discuss your goals and objectives and design a program that meets your needs and is cost competitive.

Our clients appreciate the value we bring to the table in negotiating plan costs as well as our customer service in administering their benefits and claims. In many instances, we act as their back room human resource professional assistant by handling claims problems, billing issues and proving guidance or administration and discrimination issues.

Allow our team to review your current program at no cost or obligation and see what a difference our professional approach to benefit design and service can make for you and your employees.

Employee Benefits Program

Our employee benefits team has over 25 years of experience in all types of employee benefit programs including:

  • Long and short term disability
  • Long term care
  • 401k plans
  • Voluntary benefits
  • Medicare Supplement Plans
  • Medical
  • Dental
  • Vision
  • Prescription drug
  • Life

The Emergency Services
Division of NCI

We understand the day-to-day trials and tribulations, and our ability to service your company is what sets us apart from other brokers and agents.

At New Castle Insurance we pride ourselves on having experienced insurance brokers and agents, as well as knowing your business of providing Emergency Services to the public. As the Regional Director of Volunteer Firemen's Insurance Services, we have over 50 years of experience in Emergency Services Operations. We know the hazards, pit falls, as well as the satisfaction that your volunteer service provides. We also understand your need for professional services to protect your fire fighters, EMT’s, social members, and ladies auxiliary members. We understand these needs because we stand behind you, next to you, and in front of you on a daily basis. As we are well aware budgets are stretched farther and farther each year, we strive to provide the proper coverage at the most economical cost.

The Delaware Emergency Service is a 24 hour a day operation, and so are we.



Kristin Scholl
VFIS Insurance Advisor
302-328-6111 x126

Kelly Day
VFIS Account Executive
302-328-6111 x111