Umbrella insurance gives an extra layer of liability coverage.
Umbrella insurance isn't just for the rich and famous. Whether it's a serious auto accident involving pricey medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners or boat policies. And an expensive judgment is the last thing you want to worry about.
Umbrella insurance can provide:
Claims of bodily injuries or property damage caused by you, members of your household, or hazards on your property, for which you are found legally liable.
Incidents that occur on or off your property.
Auto-related liabilities going beyond your basic auto policy.
Non-business-related personal injury claims, such as slander, libel, wrongful eviction and false arrest.
Legal defense costs for a covered loss, including lawyers' fees and associated court costs.
An umbrella policy is a valuable addition to any auto, homeowners or other policy for extended personal liability protection.
Coverage that goes above and beyond—without the huge price tag
Umbrella insurance is much more affordable than you may think, starting as low as $100 annually. And in today's world, anyone can get hit with a lawsuit. That's why it's more important than ever to consider an added layer of protection for your assets-and your peace of mind.